Question 1643: I owe my father a sum of money that I cannot repay all at once. I am paying it off gradually to the best of my ability, but my father has ordered me to take an interest-based loan to pay off his debt in one go, and since I have avoided taking such a loan, he curses me. Given his dissatisfaction and curse, can I take an interest-based loan to satisfy him?
✅ Answer: Please refer to the following narrations:
1⃣عَنِ الْفَضْلِ بْنِ شَاذَانَ عَنِ الرِّضَا فِي كِتَابِهِ إِلَى الْمَأْمُونِ قَالَ: وَ بِرُّ الْوَالِدَيْنِ وَاجِبٌ وَ إِنْ كَانَا مُشْرِكَيْنِ وَ لَا طَاعَةَ لَهُمَا فِي مَعْصِيَةِ الْخَالِقِ وَ لَا لِغَيْرِهِمَا فَإِنَّهُ لَا طَاعَةَ لِمَخْلُوقٍ فِي مَعْصِيَةِ الْخَالِقِ.
📚 *Uyoon Akhbar al-Ridha, Vol. 2, p. 124*
Imam Ridha (peace be upon him) wrote to Ma'mun (may Allah curse him):
Kindness to parents is obligatory, even if they are polytheists, and no obedience to them or anyone else is allowed in disobedience to the Creator.
For indeed, no obedience to the creation is allowed in disobedience to the Creator!
2⃣عَنْ عَبْداللَّهِ بْنِ سِنَانٍ عَنْ أَبِی عَبْدِاللَّهِ قَالَ: قَالَ النَّبِیُّ أَلْفُ دِرْهَمٍ أُقْرِضُهَا مَرَّتَیْنِ أَحَبُّ إِلَیَّ مِنْ أَنْ أَتَصَدَّقَ بِهَا مَرَّةً وَ کَمَا لَا یَحِلُّ لِغَرِیمِکَ أَنْ یَمْطُلَکَ وَ هُوَ مُوسِرٌ فَکَذَلِکَ لَا یَحِلُّ لَکَ أَنْ تُعْسِرَهُ إِذَا عَلِمْتَ أَنَّهُ مُعْسِرٌ.
📚 *Al-Tahdhib, Vol. 6, p. 192*
Imam Sadiq (peace be upon him) said: The Messenger of Allah (peace be upon him) said: Lending a thousand dirhams to someone twice is more beloved to me than giving it as charity once. Just as it is not permissible for a debtor to delay repayment when he is capable of paying, it is not permissible for you to put someone who is in hardship and incapable of paying into further distress!
3⃣عَنْ إِسْحَاقَ بْنِ عَمَّارٍ قَالَ: قُلْتُ لِأَبِی عَبْداللَّهِ مَا لِلرَّجُلِ أَنْ یَبْلُغَ مِنْ غَرِیمِهِ قَالَ لَا یَبْلُغُ بِهِ شَیْئاً اللَّهُ أَنْظَرَهُ.
📚 *Tafseer al-Ayashi, Vol. 1, p. 154*
Is'haq ibn Ammar said: I asked Imam Sadiq (peace be upon him) how much hardship a person can impose on his debtor. Imam said: There is no right to impose hardship. Allah Himself has granted respite to the debtor (in Surah Al-Baqarah, verse 280).
4⃣عَنْ أَبِي وَلَّادٍ الْحَنَّاطِ قَالَ: سَأَلْتُ أَبَا عَبْدِ اللَّهِ عَنْ قَوْلِ اللَّهِ عَزَّوَجَلَ وَ بِالْوالِدَيْنِ إِحْساناً فَقَالَ الْإِحْسَانُ أَنْ تُحْسِنَ صُحْبَتَهُمَا وَ لَا تُكَلِّفَهُمَا أَنْ يَسْأَلَاكَ شَيْئاً هُمَا يَحْتَاجَانِ إِلَيْهِ وَ إِنْ كَانَا مُسْتَغْنِيَيْنِ...
📚 *Tafseer al-Ayashi, Vol. 2, p. 285, Hadith 39*
Abu Walad said: I asked Imam Sadiq (peace be upon him) about the verse where Allah says: 'And be good to your parents.' He replied: Kindness is to be good in companionship with them and not to force them to ask for anything they need from you, even if they are not in need...
5⃣وَ قَالَ علیه السلام: أَیُّمَا رَجُلٍ دَعَا عَلَی وَلَدِه أَوْرَثَهُ الْفَقْر
📚 *Uddat al-Da'i, p. 62*
Imam Sadiq (peace be upon him) said: Whoever curses their child will inherit poverty!
✅ Based on the above narrations and others, a debtor in financial hardship who cannot repay their debt has been given divine respite until they are able to repay. Obedience to parents is obligatory only in cases that do not involve disobedience to Allah, so it is not permissible to engage in the major sin of usury (riba) just to pay off a debt to a father, and such a father is obligated to give his debtor child more time. His curse has no standing.
✅ However, according to the above narrations, the debtor child is obligated to repay the debt in a lawful manner, such as through a halal loan or by selling non-essential belongings, if possible. A person must be kind to their parents and cannot behave inappropriately with them. They should make every effort to satisfy their father and repay their debt without committing a sin and should not slacken in this effort.
✅ After fulfilling the obligation and in a manner that Allah excuses us, there is no cause for concern, and the unjust curse will bring harm to the father himself.
✅ Please also refer to the following link:
https://t.me/porseshvapasokhe/2546
اللَّهُمَّ صَلِّ عَلَی مُحَمَّدٍ وَ آلِ مُحَمَّدٍ وَ عَجِّلْ لِوَلِیِّکَ الْفَرَجَ وَ الْعَافِیَةَ وَ النَّصْر
https://t.me/porseshvapasokhe
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