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Question 1988: What prayer is recommended for debt repayment and financial ease?

✅ Answer: Pay attention to the following narrations:

1⃣مُحَمَّدُ بْنُ یَحْیَی عَنْ أَحْمَدَ بْنِ مُحَمَّدِ بْنِ عِیسَی عَنْ أَحْمَدَ بْنِ مُحَمَّدِ بْنِ أَبِی دَاوُدَ عَنْ أَبِی حَمْزَةَ عَنْ أَبِی جَعْفَرٍ قَالَ: جَاءَ رَجُلٌ إِلَی النَّبِیِّ فَقَالَ یَا رَسُولَ اللَّهِ إِنِّی ذُو عِیَالٍ وَ عَلَیَّ دَیْنٌ وَ قَدِ اشْتَدَّتْ حَالِی فَعَلِّمْنِی دُعَاءً أَدْعُو اللَّهَ عَزَّ وَ جَلَّ بِهِ لِیَرْزُقَنِی مَا أَقْضِی بِهِ دَیْنِی وَ أَسْتَعِینُ بِهِ عَلَی عِیَالِی فَقَالَ رَسُولُ اللَّهِ یَا عَبْدَ اللَّهِ تَوَضَّأْ وَ أَسْبِغْ وُضُوءَکَ ثُمَّ صَلِّ رَکْعَتَیْنِ تُتِمُّ الرُّکُوعَ وَ السُّجُودَ ثُمَّ قُلْ یَا مَاجِدُ یَا وَاحِدُ یَا کَرِیمُ یَا دَائِمُ أَتَوَجَّهُ إِلَیْکَ بِمُحَمَّدٍ نَبِیِّکَ نَبِیِّ الرَّحْمَةِ یَا مُحَمَّدُ یَا رَسُولَ اللَّهِ إِنِّی أَتَوَجَّهُ بِکَ إِلَی اللَّهِ رَبِّکَ وَ رَبِّی وَ رَبِّ کُلِّ شَیْءٍ أَنْ تُصَلِّیَ عَلَی مُحَمَّدٍ وَ أَهْلِ بَیْتِهِ وَ أَسْأَلُکَ نَفْحَةً کَرِیمَةً مِنْ نَفَحَاتِکَ وَ فَتْحاً یَسِیراً وَ رِزْقاً وَاسِعاً أَلُمُّ بِهِ شَعْثِی وَ أَقْضِی بِهِ دَیْنِی وَ أَسْتَعِینُ بِهِ عَلَی عِیَالِی.

📚 Al-Kafi, Vol. 2, p. 551

Imam Baqir (peace be upon him) said: A man came to the Messenger of Allah (peace and blessings be upon him and his family) and said, 'O Messenger of Allah! I have a large family, I am in debt, and my situation has become difficult. Teach me a supplication by which I can call upon Allah, the Almighty and Glorious, so that He may provide for me to repay my debt and support my family.' The Messenger of Allah (peace and blessings be upon him and his family) replied: 'O servant of Allah! Perform Wudu and complete it thoroughly (Isbagh). Then, pray two Rak‘ahs, ensuring you perfect your bowing (Ruku) and prostration (Sujood). After the prayer, say the following:'

یَا مَاجِدُ یَا وَاحِدُ یَا کَرِیمُ یَا دَائِمُ أَتَوَجَّهُ إِلَیْکَ بِمُحَمَّدٍ نَبِیِّکَ نَبِیِّ الرَّحْمَةِ یَا مُحَمَّدُ یَا رَسُولَ اللَّهِ إِنِّی أَتَوَجَّهُ بِکَ إِلَی اللَّهِ رَبِّکَ وَ رَبِّی وَ رَبِّ کُلِّ شَیْءٍ أَنْ تُصَلِّیَ عَلَی مُحَمَّدٍ وَ أَهْلِ بَیْتِهِ وَ أَسْأَلُکَ نَفْحَةً کَرِیمَةً مِنْ نَفَحَاتِکَ وَ فَتْحاً یَسِیراً وَ رِزْقاً وَاسِعاً أَلُمُّ بِهِ شَعْثِی وَ أَقْضِی بِهِ دَیْنِی وَ أَسْتَعِینُ بِهِ عَلَی عِیَالِی.

✅ A prayer known as the 'Prayer of Seeking Forgiveness' (Salat al-Istighfar) is also mentioned in the book *Makarim al-Akhlaq*, narrated from the Messenger of Allah (peace and blessings be upon him and his family), though its authenticity and source are not as strong as the previous hadith:

2⃣عَنِ النَّبِيِّ أَنَّهُ قَالَ إِذَا رَأَيْتَ فِي مَعَاشِكَ ضَيْقاً وَ فِي أَمْرِكَ الْتِيَاثاً فَأَنْزِلْ حَاجَتَكَ بِاللَّهِ عَزَّ وَ جَلَّ وَ لَا تَدَعْ صَلَاةَ الِاسْتِغْفَارِ وَ هِيَ رَكْعَتَانِ تَفْتَتَحُ الصَّلَاةَ وَ تَقْرَأُ الْحَمْدَ وَ إِنَّا أَنْزَلْنَاهُ مَرَّةً وَاحِدَةً فِي كُلِّ رَكْعَةٍ ثُمَّ تَقُولُ بَعْدَ الْقِرَاءَةِ أَسْتَغْفِرُ اللَّهَ خَمْسَ عَشْرَةَ مَرَّةً ثُمَّ تَرْكَعُ فَتَقُولُهَا عَشْراً هَيْئَةَ صَلَاةِ جَعْفَرٍ يُصْلِحُ اللَّهُ لَكَ شَأْنَكَ كُلَّهُ إِنْ شَاءَ اللَّهُ تَعَالَى

📚 Makarim al-Akhlaq, p. 328

The Messenger of Allah (peace and blessings be upon him and his family) said: 'When you experience financial hardship and disorder in your affairs, turn your needs to Allah, the Almighty and Glorious, and do not abandon the *Prayer of Seeking Forgiveness* (Salat al-Istighfar), which consists of two Rak‘ahs. In each Rak‘ah, recite Surah Al-Fatiha and Surah *Inna Anzalnahu* (Al-Qadr) once. After the recitation, say *Astaghfirullah* (I seek forgiveness from Allah) fifteen times. Then, go into Ruku (bowing) and say it ten times, following the pattern of Salat al-Ja‘far. If Allah wills, He will rectify all your affairs!'

✅ The prayer follows the method of *Salat al-Ja‘far*, meaning after the recitation, you say *Astaghfirullah* fifteen times, then ten times in Ruku, ten times after rising from Ruku, ten times in each Sujood (prostration), and ten times after each Sujood—totaling 75 times per Rak‘ah and 150 times in two Rak‘ahs.

اللَّهُمَّ صَلِّ عَلَی مُحَمَّدٍ وَ آلِ مُحَمَّدٍ وَ عَجِّلْ لِوَلِیِّکَ الْفَرَجَ وَ الْعَافِیَةَ وَ النَّصْر

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